If you win the case, you are the Judgment Creditor. If you lose the case, you are the Judgment Debtor. If you are the Judgment Creditor, you are responsible for all efforts to collect the money judgment.
If the debtor cannot pay in full, you and the debtor can attempt to work out a payment plan. If the debtor cannot pay, or will not pay, you may:
- Have the court issue a Writ of Garnishment to be served on the debtor's employer or bank. There is a fee for the court to issue the Writ. If the Writ is served on a bank, there will also be a search fee charged by the bank. Garnishment forms can be purchased at a legal stationery store.
- After a Writ of Garnishment has been issued by the court and returned unsatisfied, or you have served a notice of demand of payment at least 10 days earlier and the debtor has not responded. You may file a motion or write a request for the judge to order the Judgment Debtor appear in court so you can question them about assets. The court does not provide Writ of Garnishment forms or assist with filing them out. Forms may be obtained at legal stationary stores or office supply stores.
The Judgment Creditor MUST file a Satisfaction of Judgment (Satisfaction of Money Award) when full payment on the money award portion of your judgment has been made. Sometimes parties agree to update the court when a partial payment is made. In these cases A Partial Satisfaction of Judgment may be filed.